Question 1

Why is DefendMyID less expensive than everyone else?

Accepted Answer

Easy... we are not greedy. As you have probably read on the site... DefendMyID is powered by Experian. We have 10's of thousands of subscribers and get really good pricing. Our motto is "make a little off a lot" ... the other guys is "make a lot on everyone".

Question 2

Am I purchasing a monthly subscription or an annual?

Accepted Answer

DefendMyID offers the service on an annual subscription basis.

Monthly subscriptions are less money today but cost more in the long run. Additionally, we don't want your monitoring services to lapse because your credit card company issues you a new card and you forgot to update it in the system. Just do it one time per year and know you are being looked out for.

Question 3

What steps can I take to protect against fraud?

Accepted Answer

What about the legitimate accounts that I already have established? Should I take precautions to protect those accounts?

If the criminal has your identification information and is attempting to obtain credit, you may want to contact your existing creditors to inform them of the situation. You can request that the creditors do not change your mailing address or mail out a replacement card unless they receive a written consent from you first. Be sure to ask creditors if additional precautions are available for your use.

Question 4

What are the most common types of Identity Theft?

Accepted Answer

Credit card fraud was the most common form of identity theft (133,015 reports), followed by employment or tax-related fraud (82,051 reports), phone or utilities fraud (55,045 reports), and bank fraud (50,517 reports) in 2017, according to the FTC.

Question 5

If I am a victim of fraud, should I file a police report?

Accepted Answer

In general, when a crime has been committed, it is a good idea to file a police report. If you would like to file a police report, we recommend that you call the non-emergency number for your local police department and explain what has happened. Your local police department can direct you to the appropriate department and explain what information you need to provide.

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Frequently Asked Questions

Get answers to common questions about securing your ID & taxes.

Why is DefendMyID less expensive than everyone else?

Am I purchasing a monthly subscription or an annual?

What steps can I take to protect against fraud?

What are the most common types of Identity Theft?

If I am a victim of fraud, should I file a police report?

Protect yourself!